Privacy Policy
Effective date: 01/01/2026
Kuwait Reinsurance Company K.S.C.P. (“Kuwait Re,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what personal data we collect through www.kuwaitre.com (the “Site”), why we collect it, how we use and protect it, and the choices and rights available to you. This Policy applies to visitors, job applicants, business contacts, and shareholders who interact with us through the Site. It does not apply to personal data we process in the course of providing reinsurance services under treaty or contractual relationships, which is governed separately.
1. Information We Collect
We collect personal data that you provide directly to us through the Site, including:
Contact form: full name, email address, phone number, subject, and message content.
Investor Relations form: name, email address, and the content of your enquiry.
Risk Engineering enquiry form: name, email address, and enquiry details.
Claims enquiry form: name, email address, phone number, and claim-related correspondence.
Careers page: your CV/resume, contact details, and any other information you choose to submit when applying for a role or an internship.
Reporting of Violations channel: information you choose to submit when reporting a concern, which may include your identity if you choose to disclose it.
Automatically collected data: standard technical information such as IP address, browser type, device type, and pages visited, collected via cookies and similar technologies (see Section 5).
2. How We Use Your Information
We use the personal data described above to:
Respond to enquiries submitted through the Site’s contact, investor relations, risk engineering, and claims forms.
Evaluate job and internship applications and communicate with candidates.
Review and, where appropriate, investigate reports submitted through the Reporting of Violations channel.
Maintain, secure, and improve the Site, including monitoring for misuse and fraud.
Comply with applicable legal, regulatory, and corporate governance obligations, including those arising from Kuwait Re’s status as a company listed on Boursa Kuwait.
3. Legal Basis and Consent
Where required by applicable law, including Kuwait’s Data Privacy Protection Regulation issued by the Communication and Information Technology Regulatory Authority (CITRA), we process your personal data on the basis of your consent (for example, when you voluntarily submit a form), our legitimate business interests in operating and securing the Site, and/or compliance with legal obligations. By submitting a form on the Site, you consent to the collection and use of your data as described in this Policy.
4. How We Share Your Information
We do not sell personal data. We may share it with:
Employees and departments within Kuwait Re responsible for handling the relevant enquiry, application, or report (including our offices in Kuwait, Malaysia, and India).
Service providers who host, maintain, or support the Site (for example, web hosting and IT service providers), acting on our instructions and subject to confidentiality obligations.
Regulators, auditors, or legal advisors where required to comply with applicable law or to establish, exercise, or defend legal claims.
A successor entity in the event of a merger, acquisition, or restructuring of Kuwait Re.
5. Cookies and Similar Technologies
The Site may use cookies and similar technologies to operate correctly, remember your preferences, and understand how visitors use the Site. [Legal/IT to confirm: list of cookies/analytics tools actually deployed, e.g. Google Analytics, and whether a cookie consent banner is required and in place.] You can control or disable cookies through your browser settings; disabling cookies may affect the functionality of the Site.
6. Data Retention
We retain personal data only for as long as necessary to fulfil the purposes described in this Policy, including responding to your enquiry, processing your job application, or complying with legal, accounting, or regulatory requirements. Unsuccessful job applications and closed enquiries are retained for a limited period and then securely deleted or anonymized, in line with our internal records retention practices.
7. Data Security
We implement reasonable technical and organizational measures designed to protect personal data submitted through the Site against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights
Subject to applicable law, you may have the right to:
Request access to the personal data we hold about you.
Request correction of inaccurate or incomplete personal data.
Request deletion of your personal data, subject to any legal or regulatory retention requirements.
Object to or request restriction of certain processing.
Lodge a complaint with the Communication and Information Technology Regulatory Authority (CITRA) or other applicable regulator.
To exercise any of these rights, please contact us using the details in Section 11 below.
9. International Data Transfers
Kuwait Re operates from Kuwait, with additional offices in Malaysia and India. As a result, personal data you submit through the Site may be accessed or processed by personnel in these locations for the purposes described in this Policy. We take steps to ensure that any such transfer is subject to appropriate safeguards consistent with applicable data protection laws.
10. Children’s Privacy
The Site is intended for business contacts, job applicants, and other adult visitors. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us so we can delete it.
11. Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:
Kuwait Re Tower, Al-Shuhada St, Al Kuwait, Kuwait — Tel: +965 2229 9666
Via the Contact Us form at kuwaitre.com
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The “Effective date” at the top of this page indicates when it was last revised. We encourage you to review this Policy periodically.